How It Works By Sector Integrations Coverage Request Early Access
Distributed Intelligence · Australia

Know what's
coming.
Act before
anyone else.

Data provenance is the key. DISTintel.ai aggregates millions of Australia's government records and turns them into live signals your business can act on today.

Strictly by approval · no pricing shown until invitation · 48hr response

2847 signals processed this session · NSW · live
Live signal stream · 1–30 day window · NSW Live
19.7M
Australian entities indexed
625k
Planning applications loaded
17 MONTHS
Average lead vs media coverage
1–30 DAYS
Rolling live signal window
NONE
Competitor at this depth
What DISTintel.ai does for your business

Two problems.
One platform.

Every business needs to find new customers & opportunities before its competitors do — and protect itself from customers who are about to fail. DISTintel.ai does both, automatically, using live government data.

🔭
Find opportunities before your competitors
A new office building DA is lodged. A construction company registers a business name. A restaurant CDC is approved. These are signals that a new customer is 9–18 months away from needing what you sell — and nobody else has told them yet.
Growth signals
🛡️
Protect your business from customers who are about to fail
A company enters voluntary administration. A director changes. A business name is deregistered. These signals appear in government records — on average — 6 to 17 months before the story reaches the news. That's 6 to 17 months to stop extending credit, adjust terms, or recover what you're owed.
Risk signals
⚙️
It works inside your existing tools — automatically
Connect your Xero, MYOB, Salesforce, or CRM. DISTintel.ai scores your entire customer and prospect list against live signals — continuously. You don't check a dashboard. The alert comes to you, in your workflow, at the moment it matters.
Autonomous intelligence
"A competitor's construction client entered administration. They found out when the administrator called. We found out six months earlier — from a government notice — and had already reduced our credit exposure to zero." // Illustrative · based on real signal chain · ASIC Published Notices
Seven signal types

What the platform
detects automatically

Every signal is derived from two or more independent government sources aligning within a defined geographic and time window. No inference about returns. No predictions. Only: here is what is structurally happening right now — verified.

DIS
Distress
Company administration, liquidation, winding-up. Appears in ASIC notices on Day 1 — months before any media coverage or credit bureau flag.
ACQ
Acquisition
Pre-packaged acquisitions detected from PDF attachment metadata. Identifies who is buying a distressed business up to 28 days before the deal is signed.
ACC
Accumulation
Land parcels being quietly assembled on the same title reference. No DA filed yet. Detects development intent 12–36 months before it becomes public.
ACT
Activation
A dormant area awakening — new entity formations, first commercial DAs, new licence applications. The earliest measurable signal that a new customer is forming.
ROT
Rotation
Capital shifting between sectors or asset classes within a postcode. Observable from planning application mix before any transaction is recorded.
ENT
Formation
New company registrations clustered by postcode and industry sector. Entity formation precedes physical activity by 3–12 months. The signal before the signal.
STR
Restructure
Corporate ownership changes — deregistrations, new holding structures, director changes — signalling portfolio consolidation or incoming acquisition.
+∞
Expanding
New signal types added as each state pipeline comes online. Every new data source multiplies pattern combinations across the 19.7M entity graph.
Live pattern stream · last 30 days · NSW · click any row Signal types are real · entities anonymised
WhenWhat happenedSignal typeConf.
By sector and role

Your sector.
Your edge.

The same government data, distributed differently to each sector. Select yours to see exactly what you get — and the competitive advantage it creates.

Chief Risk Officer
The Portfolio Manager
Your commercial loan book spans construction companies, logistics operators, healthcare providers, and retail chains. Right now you have no postcode-level view of which sectors are under stress — until the defaults arrive. DISTintel.ai gives you a weekly insolvency rate by postcode and ANZSIC sector, 6–12 months before it shows in your book.
"Postcode 2204 construction sector: insolvency rate up 3.1% in 90 days. 4× the national average. Review loan book exposure before quarter end."
Business Banking General Manager
The Growth Leader
A logistics company registers three new ABNs in a Western Sydney postcode. A construction firm lodges a DA for a $12M warehouse. A new manufacturing entity forms with a registered address next to an industrial estate. These are your next business banking clients — and they haven't spoken to a bank yet.
"47 new commercial entities formed in the Blacktown corridor this month — ANZSIC C+I manufacturing and logistics. None have a business banking relationship yet."
CFO
The Provision Setter
Leading indicators — not trailing defaults. DA velocity, insolvency appointment rates, and DOCA frequency by sector give a 6–12 month forward view on bad debt risk. Set provisions ahead of losses, not after them.
"Construction sector stress: 47 appointments in 12M — up 31% YoY. Provision uplift warranted before Q3 losses arrive."
Proof case · construction sector · NSW
A $3.2M commercial loan. The signal was in the ASIC record 8 months before the default.
01
Month 1
Company enters voluntary administration. ASIC notice published Day 1. Loan officer not notified. Existing credit facilities still active.
02
Month 3
Director changes filed. Two new holding entities registered at same address. Restructure pattern emerging. Still no bank alert.
03
Month 8
Default. Loan officer calls administrator. $3.2M now an unsecured creditor claim. DISTintel signal was available 8 months earlier.
Principal Broker
The Deal Finder
A $2.1M commercial fitout is approved via CDC. The business hasn't engaged a finance broker yet. DISTintel surfaces it the day the approval is published — with the entity name, the applicant's verified contact details from the government licence register, and the estimated finance requirement. You call first. You win the mandate.
"CDC approved today. $2.1M fitout. Entity registered 6 months ago. No finance relationship yet. Government-verified contact: direct line."
Finance Broker (client-facing)
The AR Risk Advisor
Your SME clients use Xero. DISTintel connects to their Xero AR ledger and scores every debtor against live ASIC signals. When a debtor enters administration, the alert fires in your client's Xero workflow — before the next invoice goes out. You position this as an add-on advisory service. Your client sees you as proactive. You become indispensable.
"Client's debtor — $38k outstanding — entered voluntary administration this morning. Invoice paused automatically. Client notified. Creditor process initiated."
Senior Broker / Credit Analyst
The Sector Strategist
Macro sector stress data by postcode and industry tells you which sectors are safe to lend into — and which are deteriorating. Construction stress rising in Western Sydney. Healthcare expanding in outer Melbourne. These sector signals inform your loan structuring, security requirements, and client advice — 6–12 months ahead of the rate cycle.
"Healthcare ANZSIC Q: 312 new entity formations in Melbourne's southeast this quarter. Expansion cycle confirmed. Asset finance opportunity pipeline: ~$48M."
The broker edge · two sides of the same platform
Find new deals before anyone else. Protect existing clients before they know they need it.
Growth · CDC approval
Approved development. $2.1M. New entity. No finance broker engaged. Government-verified contact available. First call = first mandate.
!
Protection · ASIC alert
Client's debtor entered VA. Alert fires in Xero. Invoice paused. $38k protected. Creditor process advised. 0.99 confidence.
$
The commercial case
One prevented bad debt covers multiple years of subscription. One won mandate from a CDC signal covers a quarter of revenue. Pays for itself on first use.
Your client watchlist · live signal overlay
CEO / Managing Director
The Acquirer
Your competitor is quietly assembling a site — buying contiguous lots on the same title reference one by one. No DA filed. No press release. But the pattern is visible in planning records and entity formations. DISTintel detects it while Lot 5 is still available. By the time the DA is lodged, it's too late.
"5-lot accumulation detected · same DP reference · 18 months · ~4,200sqm assembled · no DA filed · window still open."
Development Manager
The Site Identifier
Street-level drill-down across every planning application in NSW. Filter by building code class, development value, and applicant type. See which streets have surging investment — and which suburbs are 18–36 months behind the current wave. The gentrification predictor identifies next-wave postcodes before land prices move.
"Postcode 2212: momentum index up 14 points in 12 months. Pattern match 89% vs Marrickville 2021. First Class 6 fitout CDC in 4 years lodged this week."
CFO
The Capital Allocator
Precinct momentum index scores every postcode by the rolling sum of DA commitment, entity formations, and licence activity — normalised against a 24-month baseline. Allocates acquisition budget to accelerating precincts with data, not intuition.
"$84M committed by 4 unrelated applicants in a 400m radius · 14 days · 3 asset classes · 3.4× the 5-year average for this corridor."
Pattern case · inner Sydney accumulation
Land assembly in progress. No DA filed. 12–36 months before the market knows.
01
Months 1–6
Lots 1 and 2 transferred on same DP reference. New Pty Ltd registered at the same street address. Business name registered. No DA.
02
Months 7–18
Lots 3 and 4 transferred. Combined ~2,800sqm. DISTintel ACC signal: confidence 91/100. Comparable: same pattern preceded a DA in an adjacent postcode 14 months later.
Projected · Months 28–36
DA lodged. Publicly visible. Adjacent site opportunities closed. The signal was available 18 months earlier.
Chief Underwriting Officer
The Risk Pricer
You're pricing commercial policies across construction firms, logistics operators, manufacturers, and retailers — without postcode-level sector stress data. DISTintel provides insolvency rates by postcode and ANZSIC sector at a granularity no data provider in Australia currently publishes. Some LGAs are running at 4× the national stress rate for construction. That's not in your current pricing model.
"Construction insolvency rate · postcode 2148 Blacktown: 4.2% vs national average 1.1%. Same premium band. One is 3.8× more likely to claim."
Portfolio Underwriter
The Book Monitor
Your policy book is exposed to every entity you insure. DISTintel monitors the entire book against live ASIC signals — and flags when an insured entity enters administration, changes ownership, or shows a structural stress pattern. Before renewal. Before the claim.
"14 active policies flagged STRESS_HIGH this month. 4 ownership changes unnotified. Review before renewal cycle closes."
CFO
The Loss Ratio Manager
Leading sector stress indicators replace trailing claims data. When the insolvency rate in a sector is rising, DISTintel shows it 6–12 months before it appears in your loss ratio. Provisions set ahead of losses, not after.
"Logistics sector ANZSIC I: stress rate 3.8% — 5-year high. Leading indicator. Uplift before Q3 claims arrive."
The underwriting gap · data that doesn't exist yet
Postcode × sector insolvency rates at ANZSIC L4 granularity. Nowhere in Australia. Until now.
01
What's missing
No Australian data provider publishes insolvency rates at postcode × ANZSIC L4 granularity. Banks, insurers, and credit funds are making sector risk decisions without it.
02
What DISTintel provides
ASIC administration appointments joined to ANZSIC classification and postcode. Weekly. By sector. By LGA. 19.7M entities. Compounding history as each week adds signal depth.
03
What you do with it
Re-price high-stress LGA-sector combinations. Flag policies for review before renewal. Set provisions 6–12 months ahead of claims. The data does the work autonomously.
Principal / CIO
The Pattern Seeker
Live structural signals from government records — accumulation, rotation, formation, distress — across every Australian postcode and sector. No returns projected. No recommendations made. Only: what capital is doing right now, verified, with full provenance. You decide what to do with the observation.
"$84M committed by 4 unrelated applicants in a 400m radius · 14 days · 3 asset classes · 3.4× the 5-year average for this corridor."
Investment Analyst
The Signal Researcher
Entity formation clusters by ANZSIC sector and postcode. Precinct momentum scores. Sector rotation signals from DA application mix. Capital concentration events. All exportable via API. All sourced from government registers with full source provenance — research-grade, not advisory.
"Western Sydney ANZSIC C+I manufacturing formations: +67% above 24-month baseline in 30 days. No DA activity yet. 3–12 months to physical expression."
The principle · observation only
DISTintel.ai observes structural change from verified public records. It does not predict returns or provide investment advice.
01
What we observe
Government records: DA applications, entity formations, administration notices, licence applications. Verified. Timestamped. Sourced. 19.7M entities. 625k planning applications.
02
What we surface
Patterns where independent signals align within a defined geographic and temporal window. Confidence scores reflect historical alignment accuracy — not return probability.
03
What you decide
DISTintel.ai is an observation layer. The interpretation and any action is entirely yours. No investment recommendations are made at any point.
CEO / Business Owner
The Credit Risk Principal
You supply goods or services to 200 businesses. One of them is about to fail and take $60,000 of your money with it. You won't know until the administrator calls — unless DISTintel is watching. Connect your Xero customer list and every debtor is monitored automatically, continuously. Alert fires the morning the ASIC notice is published.
"Customer — $60k outstanding — entered voluntary administration this morning. Supply paused. Credit insurer notified. 6 months before their credit bureau flag."
Sales Director
The First Mover
A planning approval is granted. A new company is registered. A licence is applied for. These are your next customers — 9 to 18 months before they know they need what you sell. DISTintel surfaces them with verified contact details. You call first. You win the account before your competitor knows the opportunity exists.
"48 new commercial entities formed in your target postcode this month. 12 have DAs lodged. 6 have licence applications in progress. Here are the verified contacts."
CFO
The AR Manager
Your Xero AR ledger scored against live ASIC signals in real time. Total debtor exposure by risk category on one dashboard. Set credit limits, adjust payment terms, and prioritise collections — driven by signals, not spreadsheets.
"$2.4M total AR. 4 debtors flagged STRESS_HIGH. $380k at elevated risk. Reduce credit terms on flagged accounts before month end."
The Xero integration · signal in your workflow
The alert fires in your accounting software — not in a dashboard you have to remember to check.
01
Connect once
OAuth2 connection imports your entire Xero customer list. ABNs matched automatically. Watchlist populated in under 5 minutes. No manual data entry.
02
Signal fires
ASIC publishes VA notice. DISTintel matches to your customer list. Alert fires within the hour. Before the next invoice. Before the next delivery goes out.
03
You act
Stop supply. Adjust terms. Notify your credit insurer. Position in the creditor process. 6 to 12 months ahead of when credit bureaus typically flag the same event.
Editor / Bureau Chief
The Story Hunter
Pre-pack acquisition detection surfaces deals 4–6 weeks before any announcement. Corporate restructures, distress clusters, and ownership changes that haven't reached a press release. Your team gets the exclusive — not the follow-up.
"Instructing party confirmed in a government PDF attachment — 4 weeks before the DOCA announcement. Exclusive available."
Data Journalist
The Investigator
Insolvency rates by postcode and sector at a granularity no government agency publishes. Construction collapses clustered by LGA. Liquidator concentration by firm. Director networks across distressed entities. A dataset that powers an investigation — not just a paragraph.
"Construction sector: 47 collapses in 12 months · clustered in 3 LGAs · same 2 liquidator firms in 71% of cases · 4 directors appearing in 6+ distressed entities."
The proof · 17 months ahead of the AFR
One story. Two timelines. The signal was always there — the platform to surface it wasn't.
15 August 2024
DISTintel: administrator appointed. Story available. 17 months before the AFR published.
31 October 2024
Instructing party confirmed in PDF. Acquirer identified. Deal in progress. Exclusive available — 4 months before AFR.
5 March 2026
AFR publishes. The story was 17 months old. The platform to surface it didn't exist — until now.
Integrations & API

Signals in your
existing workflow.

DISTintel.ai connects to the tools your business already uses. Signals flow to you — you don't go looking for them. And when you share data back with us, your intelligence improves and your price goes down.

Connect your Xero account in 5 minutes. DISTintel imports your entire customer and supplier list, matches ABNs, and monitors every entity against live ASIC signals. When a customer enters administration, an alert fires in your Xero workflow — before the next invoice.
Also reads your AR ageing to surface payment pattern anomalies as an early stress indicator across your debtor book.
OAuth2AR monitoringInvoice alerts5 min setup
Same capability as Xero — full customer list import, ABN matching, live watchlist monitoring, and AR ledger integration. Alerts fire in your MYOB workflow the moment a debtor signal is detected.
Payment timeline data from your MYOB ledger contributes to the platform's broader credit signal model — see the data exchange section below.
OAuth2AR monitoringInvoice alerts
DISTintel enriches every Account in your Salesforce CRM with live entity data — ABN status, ASIC signals, planning signals, and contact verification. New signal = new Salesforce task or alert, automatically routed to the account owner.
Opportunity signals (new entity formations, CDC approvals, licence applications) can create new Leads in Salesforce automatically.
REST APIAccount enrichmentAuto-tasksLead creation
For B2B Shopify merchants — monitor your trade account holders against live ASIC signals. An entity entering administration triggers an automatic credit hold on their account before their next order ships.
New business formations in your target postcodes can trigger automated outreach sequences via Shopify's email flows.
WebhookCredit holdB2B accounts
Full programmatic access to the DISTintel signal feed, entity profiles, and sector analytics. Build your own integrations, dashboards, or automated workflows. Webhooks push signals to any endpoint the moment they're detected.
Endpoints: entity search, watchlist management, signal feed, sector analytics, postcode momentum index, coverage status. Rate limits and authentication via API key.
REST APIWebhooksJSONAPI key auth
HubSpot CRM enrichment and workflow triggers. Microsoft Dynamics 365 entity monitoring. Slack and Teams signal notifications. Email digest and alert configuration. CSV bulk import for any customer list.
Request a specific integration when you apply for early access — we prioritise based on subscriber demand.
HubSpotDynamics 365SlackTeamsCSV
Data exchange programme
Share data.
Get smarter
intelligence.
Pay less.
DISTintel.ai improves with every data point. When subscribers contribute their own transactional data — AR payment timelines, customer credit histories, order patterns — the platform's signal accuracy improves for everyone. We reward contributors with a discount on their subscription.
📊
You share your AR ledger payment timelines — anonymised, aggregated payment behaviour from your Xero or MYOB. Which entities pay late? Which pay early? This enriches DISTintel's credit signal model for every subscriber.
🔁
The platform gets smarter — your contributed data is combined with ASIC signals, planning data, and entity formations to create a richer early-warning model. You benefit directly: your own watchlist signals improve first.
💰
Your subscription price goes down. Contributors to the data exchange receive a discount on their plan — tiered by the volume and quality of data contributed.Up to 30% discount available
🔒
Privacy by design. Your contributed data is never attributed to your business in any output. All exchange data is anonymised and aggregated before it enters the signal model. Your customers remain yours.
Precinct momentum index · Inner Sydney · click a postcode DA value + formations + licence activity vs 24-month baseline
Momentum index: Low Building High Peak ⚑ Accumulation signal
Data coverage · expanding nationally

All of Australia.
State by state.

The federal layer — 19.7M entities, ABN, ACN, ANZSIC classification — covers every Australian business today. State-level signals are loading state by state. Every new pipeline multiplies signal combinations across the entire entity graph.

State / TerritorySignal coverageEntitiesStatus
New South Wales
~5.8M
Live
Victoria
~4.2M
Q3 2026
Queensland
~3.1M
Q4 2026
Western Australia
~1.9M
2027
South Australia
~1.1M
2027
Tasmania · ACT · NT
~625k
2027
Federal · All states
19.7M
Entities indexed
NSW · Live
19,231
Liquor licences
NSW · Live
625k
Planning applications
Signal window
1–30d
Rolling live feed
How it works

Government data.
Distributed intelligence.

Every signal DISTintel.ai surfaces is derived from publicly available Australian government data. Our advantage is not exclusive data access — it is the synthesis, entity resolution, and pattern detection across sources that nobody else has assembled at this scale.

01
Ingest · daily
Government registers update continuously. ABR, ASIC, NSW Planning Portal, L&G Noticeboard, and state licence registers are pulled daily. Every record tagged with source authority, timestamp, and data version.
02
Resolve · 19.7M entities
The same legal entity appears differently across ABR, ASIC, planning portals, and licence registers. Our resolution layer creates one verified golden record per entity — ABN as primary key, ACN cross-linked, all business names attached.
03
Classify · ANZSIC L4
19 industry divisions. 540+ industry classes. Multi-signal classification assigns every entity to its correct economic category — enabling sector-level pattern detection across the entire 19.7M entity graph.
04
Detect · 7 pattern types
When two or more independent signals align within a defined geographic and temporal window, a pattern is surfaced. The detection engine runs continuously. Confidence scores reflect historical alignment accuracy.
05
Verify · source always shown
Every signal carries a source tag, confidence score, and data freshness timestamp. Government-verified data is clearly separated from enriched data. You always know exactly what you're looking at and where it came from.
06
Distribute · to your workflow
Platform UI, REST API, Xero/MYOB/Salesforce integration, watchlist alerts, sector dashboards. Signals arrive in your workflow at the moment they're relevant — autonomously, without you having to look.
Early access · strictly by approval

This isn't a
sign-up form.
It's an application.

DISTintel.ai is in early access. We review every application personally. If approved, you receive a personal invitation link to select your plan, configure your sectors, and add your payment method. No pricing is shown until you're invited.

01
Apply. Tell us who you are, what sector you're in, and what you're trying to see. We read every submission.
02
48-hour response. If approved, a personal invitation link arrives by email. No pricing shown until then.
03
Configure. Choose your plan, sector coverage, signal types, watchlist size, seat count, and billing — monthly or annual (20% saving).
04
Go live. Watchlist, signal feed, entity profiles, API credentials, and integrations — active the moment your card is processed.
Why approval-only?
DISTintel.ai surfaces signals that are genuinely non-public in their synthesis. We want to understand how each subscriber intends to use the platform before granting access. This is not gatekeeping — it is integrity.
Pricing · revealed on invitation
Plans are configured at invitation — choose your sector coverage, signal types, watchlist entity count, seat count, API access, and integrations. Billing is monthly or annual (20% saving). Data exchange contributors receive up to 30% discount.
WatchlistSignal FeedEntity SearchSector AnalyticsAPIXeroMYOBSalesforce
Early access application · DISTintel.ai
1. About you
2. Your need
3. Final details
By submitting you agree to be contacted by Distributed Intelligence Pty Ltd regarding your access request. Your information is not shared with third parties.
Applications reviewed within 48 hours · early access cohort is limited
Distributed Intelligence Pty Ltd · DISTintel.ai